LifeCome HMO is the managed-care and health-financing arm of the LifeCome Healthcare & Health Energy Platform, designed to make quality healthcare easier to access, easier to pay for and easier to manage.
LifeCome HMO is built for people, families, employers and institutions that need dependable healthcare cover supported by a serious provider network. Our model combines health plans, hospital access, digital care coordination, claims management and provider governance so members can move from enrolment to treatment with greater confidence.
Many people struggle with unpredictable hospital bills, unclear benefits, fragmented provider access and slow authorisations. LifeCome HMO is being built to solve these problems through clear plans, verified provider pathways, digital member support and a disciplined managed-care operating model.
LifeCome HMO sits inside a wider healthcare platform that brings together LifeCome Hospitals, provider-network partners, digital systems, care-continuity tools and health-infrastructure support. This means our focus is not only selling plans; our focus is building a healthcare access system that can be monitored, improved and scaled.
Individuals and families can explore plans. Employers can request corporate cover. Diaspora sponsors can register relatives in Nigeria. Providers can apply to join the network. Members can use digital support for provider access, authorisation, complaints and care navigation.
Retail Plans: Individual Care, Family Care and Diaspora Family Care. Employer Plans: SME Care and Corporate Care. Ecosystem Plans: Cooperative & Community Care, Public Sector & PPP Care and Institutional & Association Care. Care Pathways: Senior & Chronic Care, Maternal & Child Care, Diagnostics, Telehealth and Emergency Support.
Cooperative & Community Care, Public Sector & PPP Care and Institutional & Association Care.
Senior & Chronic Care, Maternal & Child Care, Diagnostics, Telehealth and Emergency Support.
Start with our flagship provider pathway through LifeCome Karu General Hospital and the expanding Impact Healthcare Group provider partnership. Use the provider finder to search by state, city, specialty, facility type and plan eligibility.
LifeCome HMO helps employers protect their workforce with structured onboarding, member records, utilisation reporting, staff support and managed-care controls.
Nigerians abroad can support parents, relatives and dependants in Nigeria through structured healthcare cover, planned access and digital care updates, subject to consent and plan rules.